Fee-Only Fiduciary Financial Planning

Financial Clarity for Life's Hardest Transitions

Divorce. Retirement. Loss. You're facing high-stakes decisions, and one wrong move could cost you for years. I help you get clear, make a plan, and move forward with confidence. No product sales. Just advice that's actually about you.

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Certified Financial Planner® (CFP®)

Certified Divorce Financial Analyst™ (CDFA™)

Board Member, Financial Therapy Association

Fee-Only (No Commissions, No Product Sales)

Who This Is For

Specialized financial guidance for life's most challenging moments

Divorce Planning

Going Through Divorce?

You're trying to figure out how to split assets fairly, what to do with the house and retirement accounts, how to afford life on one income, and what a QDRO even is.

I help you make smart decisions before, during, and after your divorce so you don't spend the next 10 years regretting what you agreed to.

Retirement Guidance

Planning for Retirement?

You're asking yourself: Can I actually afford to retire? What do I even do with my time? What if I run out of money? How do I make this the best chapter of my life?

Most advisors only talk about money. I focus on the 6 things that actually predict retirement success. Money is just one of them.

The SERVES Methodology

Most Financial Advisors Only Talk About Money. I Don't.

Retirement has long been viewed as a financial event. But money isn't the only thing you need to plan for. Studies show that these 6 areas predict retirement success. Surprisingly, money isn't one of them.

Society

Your social connections and community

Excitement

Challenge and purpose in your days

Relevance

Contributing and feeling needed

Vision

What the final chapters look like

Expectations

Realistic planning (not fantasy)

Spirituality / Self-Actualization

Making this chapter meaningful

That's the SERVES methodology. We focus on these 6 areas first, then build a financial plan that supports the life you actually want to live. Not the other way around.

Want to Learn More About SERVES? Book a Call

How It Works

Here's How We Work Together

No complicated processes. No hidden fees. Just three simple steps.

Free Discovery Call

No sales pitch. No pressure. Just a conversation about where you are and where you want to go. (30 minutes)

Free Strategy Session

I show you a plan you can actually use, whether we work together or not. You walk away with clarity and next steps. (60-90 minutes)

You Decide

If it feels right, we move forward. If not, no hard feelings. You keep the strategy we built together.

Book your Free Discovery Call

About

Meet Josh Dunlop, CFP®, CDFA™

I started Even Path because I was tired of seeing financial planning tied to product sales and investment pitches. I believe you deserve advice that's actually about you, not about what commission I can make.

The name Even Path comes from a concept in mathematics called the Even Path Problem. In graph theory, it asks whether you can find a balanced, non-repeating route between two points in a complex network. In simpler terms: when you're standing in a maze of decisions, is there a clear, even path from where you are to where you need to be?

That's what this practice is built to do. I took a problem mathematicians have studied for decades and turned it into a philosophy: no matter how complex the situation, there is a structured, balanced way through.

I specialize in helping people through the messy, emotional, high-stakes transitions: divorce, retirement, loss. These are the moments when bad financial decisions can cost you for decades. My job is to help you avoid that.

Credentials

Certified Financial Planner® (CFP®)

Certified Divorce Financial Analyst™ (CDFA™)

Board Member, Financial Therapy Association

15 years in the finance industry

My Philosophy

"While I'm not a therapist, I believe the empowerment that comes from taking control of your finances is therapeutic and has a place in the healing process."

The Even Path Promise

No commissions. No kickbacks. No product sales. Just transparent, fee-only advice. You pay me to help you. Simple as that.

Want to Work Together? Let's Talk

About

Meet Kathryn Gamelin, J.D.

Life transitions come with financial complexity and legal process, often at the same time. I'm here to help you understand how those two things intersect.

I'm a licensed attorney in Colorado, Wyoming, and Nevada with experience in family law, civil litigation, and corporate matters. At Even Path, I work alongside Josh to bring legal context to the financial guidance process across all of life's major transitions. That means helping clients understand how legal procedures work, what to expect at each stage, and what questions to bring to their own attorney.

I don't provide legal advice in this role. What I do provide is procedural clarity, so you can walk into every conversation, negotiation, and courtroom better prepared.

Credentials

Juris Doctor (J.D.)

Licensed in Colorado, Wyoming & Nevada

Family Law, Civil Litigation & Corporate Law

My Role at Even Path

"I don't provide legal advice in this role. What I do provide is procedural clarity, so you can walk into every conversation, negotiation, and courtroom better prepared."

Legal Context, Not Legal Advice

Kathryn helps clients understand how legal procedures work, what to expect at each stage, and what questions to bring to their own attorney. It's guidance that bridges the gap between financial planning and legal process.

Schedule a Consultation

You Don't Have to Figure This Out Alone

If you're here, you're probably facing a big financial decision and the stakes feel high. Maybe it's dividing assets in a divorce, figuring out if you can afford to retire, or planning for life after loss.

I help people like you get clear, make a plan, and move forward with confidence.

What happens when you reach out

I'll respond within 24 hours

We'll schedule a free 30-minute discovery call

You'll get clarity on your next steps (whether we work together or not)

Calls typically take 30 minutes. You'll walk away with clarity, whether we work together or not.