Divorce Financial Planning Services
You’re trying to make permanent financial decisions in the middle of an emotional mess. Divorce financial planning helps you slow the money down, see your options clearly, and choose what protects your future.
You’re trying to figure out:
How to split assets fairly (without getting screwed)
What to do with the house, the 401(k), the retirement accounts
How to afford life on one income
What a QDRO even is (and why everyone keeps mentioning it)
Support designed for real people: the overwhelmed, the high-achieving, and the “I’m done with chaos” crowd.
Start here if your brain is fried.
In 20 minutes, we’ll:
- Discuss where you are and where you want to be
- Determine how you might get there and if we can help
- Determine what services are best for your goals
Do you sell products? No.
Will you work with my mediator/attorney? Yes
I’m price sensitive. Should I still reach out? Yes. Pricing is flexible.
Pick the sentence that sounds like your life right now:
I’m overwhelmed and terrified I’ll miss something important.
You’ll get clarity without drowning in complexity and without being judged for not knowing the jargon.
I don’t want details. I just want to feel safe and free again.
You can delegate the financial chaos, stay protected, and move forward with confidence.
I need an expert who can handle complexity, fast.
You’ll get decisive analysis, clean scenarios, and a plan that holds up under scrutiny.
The 4 decisions that can cost you 10 years (if you guess)
The House Decision
Keeping the house can feel like ‘winning’… until the payment, upkeep, refinancing, and tax reality shows up.
Retirement Accounts + QDRO
A QDRO isn’t ‘paperwork.’ It’s often the difference between what was agreed to and what you actually receive.
One-Income Reality
You don’t need a perfect budget. You need a realistic one you can live with without panic.
Settlement Scenarios
Not all ‘equal’ outcomes are equal, especially after taxes, liquidity, and long-term consequences.
Your Housing Costs
$
$
$
$
$
$
Housing-to-Income Ratio
A calculator can't capture everything
- Refinance cost to remove ex-spouse
- Buying out ex-spouse's equity
- Deferred maintenance and repairs
- Opportunity cost of trapped equity
- Emotional vs. financial value
Want guidance specific to your situation?
Get connected with a fiduciary advisor who can model your exact scenario.
EVEN PATH
You don't need more information.
You need a decision path.
Most divorce advice is either legal jargon or vague “peace of mind” language. This is different. We take your financial chaos, translate it into clear options, and help you choose the outcome you’ll still respect years from now.
Organize the numbers fast (assets, debts, accounts, income, expenses)
Understand the real tradeoffs (house vs retirement vs cash vs support)
Run settlement scenarios so you’re not guessing
Translate complexity into plain English
Coordinate with your mediator/attorney so decisions match the agreement
Build a post-divorce plan that works in real life
What you walk away with
A clear list of what matters (and what doesn’t)
A next-steps roadmap for your situation
A plan you can bring into mediation/negotiation confidently
Fewer mistakes. Fewer surprises. Fewer regrets.
Services & Pricing
Mediation Support
$2,000
Best for when you need to:
- See the tradeoffs clearly
- Avoid agreeing to a ‘feels fair’ deal that breaks later
- Walk in prepared instead of emotionally exhausted
Post-Decree Support
$2,500
Best for when you need to:
- Execute the financial steps correctly
- Tie up loose ends
- Rebuild stability quickly
Pricing based on income and assets. My goal is to help anyone I can.
If you’re overwhelmed and budget-conscious, reach out anyway. We’ll talk fit first.
How it works (simple, calm, effective)
1
Divorce Decision Call
You tell me where you are and what’s keeping you up at night.
2
Get the facts straight
We gather the minimum necessary information to stop guessing.
3
Compare outcomes
We model scenarios so you can choose confidently.
4
Execute + move forward
We make sure the plan actually happens and your new financial life is workable.
FAQ (Divorce Financial Planning)
Not sure how it works? Here are the most common questions people ask before getting started.
Do I need an attorney before I talk to you?
No. If you already have an attorney or mediator, great. I’ll coordinate so the financial decisions match the legal agreement. If you don’t, we can still start with clarity and next steps so you’re not negotiating blind.
I’m not a numbers person. Will this be overwhelming?
No. You don’t need to learn everything. You need someone to translate the few decisions that matter (house, retirement accounts, cash flow, settlement scenarios) into plain English so you can move forward without panic.
What is a QDRO and do I actually need to worry about it?
A QDRO (Qualified Domestic Relations Order) is often what makes retirement-account division actually happen. If retirement accounts are part of the settlement, it’s not ‘extra paperwork.’ It’s the mechanism that helps ensure what’s agreed to is what’s received.
Will you try to sell me investments or financial products?
No. This is decision support and planning during a major life transition. The goal is clarity, fairness, and follow-through, not a sales pitch.
What if my spouse is hiding money or the numbers don’t add up?
That’s more common than people want to admit. We’ll talk through red flags, what documentation matters, and how to structure next steps so you aren’t negotiating on assumptions.
Can you help if we’re doing mediation or collaborative divorce?
Yes. This is one of the best times to get financial clarity because you’re actively deciding terms. The goal is to understand tradeoffs before you agree to something that looks fair today but breaks your life later.
What if my divorce is already final and I think I messed something up?
That’s exactly what Post-Decree Support is for. We clean up loose ends, execute the action items correctly, and rebuild a workable plan from where you are now.
I’m worried I can’t afford help right now. Should I still reach out?
Yes. Pricing is based on income and assets, and my goal is to help anyone I can. If you’re overwhelmed and budget-conscious, we’ll talk fit first and map the smallest step that creates real relief.
You don't have to figure this out alone.
Make the next decision with clarity then get your life back.